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How to Spend Less Without Being Miserable

How to Spend Less Without Being Miserable

  • Richard Templar
  • Author: Richard Templar
    • ISBN:9788131730140
    • 10 Digit ISBN:813173014X
    • Price:Rs. 440.00
    • Pages:224
    • Imprint:Pearson Education
    • Binding:Paperback
    • Status:Available

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    Can life really be fun and frugal? The answer is yes. You don't have to stop enjoying yourself to reduce your outgoings. This wise, witty and warm guide shows you loads of simple, fun and pain-free ways to make your money go further – without taking the pleasure out of life.

    Table of Content

    1. You have to want to do it
    2. Get your kicks somewhere else
    3. Know your budget
    4. Remember the glass is half full
    5. Save time
    6. Get organised
    7. See it as a challenge
    8. Make bargain-hunting a hobby
    9. Know when a bargain is not a bargain
    10. Hoard your savings
    11. Try an alternative savings scheme
    12. Look for cheap thrills
    13. Give yourself a cooling off period
    14. Imagine yourself without it
    15. Put it away before you get it
    16. Ringfence funds
    17. Use big money
    18. Say never never to the never never
    19. Think green
    20. Sell things
    21. Be a barterer
    22. Get online
    23. Don’t window shop
    24. Carry cash
    25. Don’t play with pretend money
    26. Freeze your assets
    27. Do your weekly shop online
    28. Never shop for food on an empty stomach
    29. Shop in a hurry
    30. Cut out coupons
    31. Milk your loyalty
    32. Make the most of supermarkets
    33. Shop for quality, not quantity
    34. Shop for quality, not for price
    35. Calculate the price per wear
    36. Decide what it’s worth
    37. Be mail order savvy
    38. Check out the benefit of brands
    39. Ask yourself if you need it
    40. Always try to buy in bulk
    41. Try smaller companies for size
    42. Get into the haggling habit
    43. Never pay the asking price
    44. Buy with selling in mind
    45. Net yourself a bargain
    46. Shop twice
    47. Join mailing lists
    48. Buy at auction
    49. Get competitive
    50. Know when to sell… and when to buy
    51. Support your local farmer
    52. Stick to tap water
    53. Change your habits
    54. Buy less food
    55. Buy cheaper food
    56. Be a sneaky cheapskate
    57. Cook for yourself
    58. Use your leftovers
    59. Use your freezer
    60. Cook less food
    61. Eat on the cheap
    62. Become a vegetarian
    63. Grow your own
    64. Free food
    65. Stay in
    66. Go out later
    67. Hold a swap shop
    68. Bargain competition
    69. Set up a babysitting circle
    70. Meet for lunch
    71. Share and share alike
    72. Swap your house
    73. Book late
    74. Holiday at home
    75. Work to live
    76. Avoid currency traps
    77. Get the kids involved
    78. Think hard about insurance
    79. Check your statement
    80. Look for the best deals
    81. Switch off
    82. Don’t heat what you don’t use
    83. Turn it down
    84. Save water
    85. Save petrol
    86. Practise phone economics
    87. Do your own
    88. DIY
    89. Make presents
    90. Get the kids to make presents
    91. Agree a budget
    92. Have a family draw
    93. Use cheap wrapping paper
    94. Trim your Christmas
    95. Shop in the January sales
    96. Try a student
    97. Recycle your kids’ clothes
    98. Get hitched on a budget
    99. Have a budget baby
    100. Don’t give up

    Salient Features

    • A witty, wise and warm approach to a subject that most of us struggle to face.
    • Written by the bestselling author of the internationally acclaimed, million-selling Rules series.
    • In these tough economic times the market for creative ways to cut back is growing exponentially week by week. The timing of this book is perfect.
    • Millions of people know they are spending more than they should but are lost for ways to actually do anything about it.
    • 100 clever, simple and pain free ways to reduce spending and cut back your outgoings.
    • A fresh, original and humorous style that is a far cry from the usual dry, boring and predictable methods of regular personal finance books.
    • The only book of its kind that you could safely buy as a gift!